Dream Discovery Engine
Your Guide to Dream Discovery
Welcome.
This guide explains everything you need to know before uploading your information and receiving your Dream Discovery report.
Whether you’re dreaming of a holiday, a special purchase, a home project, or simply a little more breathing room, this guide will help you understand what to provide, what happens next, and what you can expect from your report.
Contents
1. What You’ll Need
2. What To Upload
3. What Information Is Used
4. What Happens Next
5. What Your Report Will Show
6. Frequently Asked Questions
1. What You'll Need
To create your Dream Discovery report, you’ll need:
• A working email address
• Recent bank statements or transaction history
We recommend providing the last three months where possible.
That’s it.
2. What To Upload
You can provide:
• Bank statements
• Credit card statements
• Debit card statements
• Transaction exports where available
PDF files are preferred, but we can also accept CSV and Excel files.
If you use more than one account, include the accounts that best represent your everyday spending.
3. What Information Is Used
Dream Discovery Engine looks at transaction information and spending activity to identify patterns that may be relevant to your report.
We do not require statement balances, account numbers, addresses, or salary information.
The report is designed to understand where money has been going, not to assess your financial position.
The focus is visibility, not judgement.
4. What Happens Next
Once your information has been submitted:
1. Your information is processed.
2. Spending patterns are identified.
3. Your Dream Discovery report is created.
4. Your report is delivered using a download link sent to your email address.
5. Once your report has been delivered, both your report and the information used to create it are deleted.
We do not retain customer reports or customer financial information.
If you would like to keep a copy of your report, please download and save it when it is delivered.
5. What Your Report Will Show
Your report may highlight:
• Recurring spending
• Low-value, high-frequency spending
• Spending patterns
• Areas of concentration
• Opportunities that may already exist within your current spending
The report does not make decisions for you.
It may include recommendations intended to help you see opportunities and possibilities more clearly.
You remain in control of what happens next.
6. Frequently Asked Questions
Will You Tell Me To Stop Buying Things?
No.
Dream Discovery Engine is not about guilt, judgement, or deprivation.
It’s about understanding where your money is currently going and whether opportunities may already exist within your spending.
Will You Tell Me How To Spend My Money?
No.
Your money remains your decision.
The report may highlight opportunities and provide recommendations, but you remain in control of what happens next.
What If I Enjoy The Things I Spend Money On?
That’s completely fine.
Enjoying life is not a problem.
The purpose of the report is understanding, not criticism.
Do I Need To Change Anything After Reading My Report?
Only if you want things to change.
Dream Discovery Engine is designed to help you see opportunities and possibilities that may already exist within your current spending.
What happens next is entirely your choice.
What Information Do You Need?
We only need transaction information that helps us understand spending activity.
We do not require statement balances, account numbers, addresses, or salary information.
What File Types Can I Upload?
PDF files are preferred.
We can also accept CSV and Excel files.
Will You Keep A Copy Of My Report?
No.
Once your report has been delivered, both your report and the statement or transaction information used to create it are deleted.
We do not retain customer reports or customer financial information.
Can I Request Another Copy Later?
No.
Because reports are deleted after delivery, we will not be able to provide another copy in the future.
Can I Upload Information From More Than One Account?
Yes.
You can upload information from multiple bank, credit card, or debit card accounts.
Where possible, include the accounts that best represent your everyday spending.
What If I Don’t Have Three Months Of Statements?
Don’t worry.
Provide the information you have available and Dream Discovery Engine will use what you submit.